CHC Appeal Guide | Challenge NHS Continuing Healthcare Decisions

For UK Families Facing CHC Decisions

Your Loved One May Qualify for Full NHS Funding. Most Families Never Find Out How to Fight for It.

A structured, evidence-based guide to challenging NHS Continuing Healthcare decisions — including 9 professional letter templates, evidence tools, and optional AI support.

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If You're Reading This, You'll Recognise This Moment

CHC funding decisions rarely feel fair. And the appeals process is designed for professionals — not for exhausted families trying to do the right thing.

The decision landed without warning

A letter arrives. The funding is stopped or refused. There's no plain-English explanation of why, or what you can do.

The system speaks a language you've never been taught

CHC assessments score across 12 clinical domains against a legal threshold most families have never heard of. You're expected to challenge decisions in a language you haven't been given.

The clock is already ticking

Appeals have specific timeframes. A poorly structured first response can weaken every stage that follows — even if your grounds are valid.

Professional advice costs thousands

CHC advocates and solicitors charge £150–£300 an hour. Many families simply can't afford the support they need to fight back effectively.

"This guide exists because none of this should be this hard."

Understanding What Is at Stake

The Financial Difference Between Fighting — and Not Fighting

£40,000–£80,000

Typical annual value of CHC funding

The full cost of nursing or residential care, covered by the NHS where a primary health need is established.

£200,000–£400,000

Potential lifetime funding exposure

For families supporting a relative over multiple years, the cumulative financial difference between funded and unfunded care.

3 Stages

Formal appeal pathway

Local resolution, NHS review, and the Independent Review Panel — each with specific requirements, timeframes, and evidence standards.

"A structured challenge, built on the right evidence and framed correctly, changes outcomes. Not always — but often enough that not trying is rarely the right decision."

The guide's author

The guide is based on direct experience navigating a family CHC appeal.

Why This Guide Exists

I Built the Resource I Wish Had Existed

When my mother's CHC funding was withdrawn following a review, our family faced sudden financial exposure and the real possibility of destabilising her care placement.

I approached the appeal the only way I knew: analytically. I studied the National Framework in detail. I worked through the Decision Support Tool domain by domain. I gathered medical evidence and mapped it systematically against the criteria.

In doing so, I discovered that the publicly available guidance was fragmented, technical, and confusing — not because the system is impossible to navigate, but because no one had built a clear map of it.

This guide is that map. It won't guarantee an outcome — no honest guide can. But it gives you the same structured approach I used, packaged in a way that a non-specialist can actually follow.

Andrew Holland Founder, CHC Appeal Guide

Everything You Need to Build a Compelling Case

A complete system for understanding, challenging, and pursuing a CHC appeal — at every stage of the process.

The Complete Framework

A plain-English explanation of how CHC assessments work, what 'primary health need' actually means in legal terms, and how the 12 care domains are scored and weighted — so you understand exactly what you're arguing for.

9 Professional Letter Templates

Professionally structured letters for every stage of the appeal process — from your initial challenge through to the Independent Review Panel. Each template includes detailed notes on how to adapt it to your circumstances.

Practical Evidence Tools

A care diary template, incident log, domain-specific evidence checklists for all 12 domains, and a final submission checklist — everything required to build and organise a compelling evidence base.

Enhanced Package

Custom AI Assistant

Available in the Enhanced package: a custom GPT configured with all guide content and NHS National Framework documentation. Helps you analyse assessment documents, adapt templates, and work through specific elements of your case.

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From Confusion to a Structured Appeal

Three stages. One clear framework.

01

Understand the System

Work through the framework section to understand how CHC assessments score your loved one's care needs across 12 domains — and what the decision-makers are actually looking for.

02

Build Your Evidence

Use the care diary, incident log, and domain-specific checklists to gather and organise the evidence that supports your case — in the format that appeals panels expect to see.

03

Submit a Structured Challenge

Select and adapt the relevant letter templates for your stage of the process. Each template is annotated with guidance — so you understand not just what to say, but why.

From Families Who Used This Guide

The CHC Appeal Guide helped me feel confident when I was looking at the DST — and more importantly, helped me learn what I needed to do about it. I went into the local resolution meeting feeling prepared for the first time.

Sally P. Bristol

We had investigated using a CHC advocate, but the cost seemed prohibitive. The guide cost £49 and gave us the same framework they would have used — we’d never have known how to structure our submission without it.

Sri H. London

When the funding was withdrawn I felt completely alone — like we’d been handed a decision and told to accept it. This guide made me realise that we had genuine grounds to challenge. We’re now at the NHS review stage. Whatever the outcome, I know we’ve done everything we could.

Pete B. Belfast

Testimonials reflect individual experiences. Outcomes vary depending on individual circumstances.

Is This Guide Right for Your Situation?

This guide is likely to help if:

  • CHC funding has been refused, withdrawn, or reduced for a family member
  • You are preparing for a local resolution meeting, NHS review, or Independent Review Panel
  • You want professional-quality letter templates you can adapt to your specific circumstances
  • A CHC review is upcoming and you want to prepare a strong evidence base in advance
  • You are in the early stages of appealing and want to understand the process before committing to a position
  • You want to build a structured, well-evidenced case rather than responding informally

This guide may not be sufficient if:

  • Your case involves significant legal complexity requiring professional advocacy or representation
  • You need a guarantee of a specific outcome — no honest guide can provide that
  • Your loved one’s condition is straightforward and unlikely to meet the primary health need threshold
  • You need real-time legal advice or formal representation at hearings

In complex cases, this guide can complement — but should not replace — professional CHC advocacy or legal support.

Choose Your Package

Consider what professional CHC advocacy support costs.

A CHC advocate typically charges £150–£300 per hour. A solicitor more. A full appeal — if professionally managed — can cost thousands.

That’s not a criticism of those professionals. That’s just the market reality.

This guide isn’t a substitute for professional advocacy in complex cases. But for families who want to understand the system, build a solid evidence base, and submit a structured appeal themselves — it provides the same framework those professionals use.

The Essential package is £29. The Enhanced package — with AI assistant included — is £49.

Both come with a 30-day money-back guarantee. No questions asked.

Essential

£29

One-time payment. No subscription.


  • Complete CHC appeal framework guide
  • 9 professional letter templates
  • Letter usage guide with adaptation notes
  • Care diary and incident log templates
  • Domain evidence checklists (all 12 domains)
  • Final submission checklist
  • Immediate PDF download
  • 30-day money-back guarantee
Get Essential — £29
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Enhanced

£49

One-time payment. No subscription.

Requires a separate ChatGPT Plus subscription (£20/month, billed directly by OpenAI — not included in the guide price).


  • Everything in Essential
  • Custom AI assistant access
  • Configured with all guide content + NHS National Framework documentation
  • AI-assisted letter adaptation support
  • Assessment document analysis assistance
  • Ongoing access for the duration of your appeal
  • 30-day money-back guarantee
Get Enhanced — £49

Secure payment via Stripe. Immediate PDF download. The AI assistant (Enhanced package) is accessed via a link provided after purchase. It does not provide legal advice.

30-Day Money-Back Guarantee

If you purchase the guide and feel it hasn’t given you value, contact us within 30 days for a full refund. No questions, no delays.

Common Questions

Don’t Leave This Uncontested

If You’re Going to Appeal — Give Yourself the Best Chance

The families who succeed in CHC appeals are not the ones who were most emotional, most persistent, or who complained the loudest. They’re the ones who presented a structured, evidence-based case that the system could not easily dismiss.

This guide is that structure.

I stopped feeling like a supplicant and started feeling like someone with a case.

Robert H. Surrey

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